SKILLD DETROIT LLC — INDEPENDENT PRO AGREEMENT
1. What SKILLD does: SKILLD Detroit LLC runs an online marketplace that connects homeowners with independent pros, processes payments, and holds payment until the homeowner approves the work. SKILLD does not perform, supervise, direct or inspect any work, is not a contractor or employer, and does not guarantee any job or result.
2. Independent business: You are an independent business, not an employee, agent or partner of SKILLD. You choose which jobs to quote, your price, your schedule and your methods, and you may work for anyone else.
3. Licenses, permits and certifications: You alone are responsible for holding, keeping current and following every license, registration, certification and permit that federal, Michigan and local law require for each job, including where required Michigan trade licenses, a residential builder or maintenance and alteration contractor license, EPA Lead-Safe (RRP) certification for paid work that disturbs paint in homes built before 1978, and building permits and inspections. Do not quote or do work you are not legally allowed to do, and tell SKILLD right away if a license or certification lapses. SKILLD may verify some licenses; that does not shift these duties to SKILLD.
4. Insurance: You are responsible for your own insurance, including general liability and any workers' compensation Michigan requires. SKILLD may require proof of insurance for some trades or larger jobs, and provides no insurance for you or your work.
5. Tools, materials, workers and safety: You supply your own tools, equipment and transportation, buy and pay for any materials in full, are responsible for anyone you bring to a job, and follow all safety rules and lead-safe practices that apply.
6. Quotes and changes: Your quote is your offer to the homeowner and should state the work included. Changes to scope or price must be agreed with the homeowner through SKILLD before the extra work. Do not start work paid by bank transfer until SKILLD shows the payment as cleared.
7. Background checks: You authorize SKILLD to obtain a background check as described in the Background Check Disclosure, must pass it before quoting, and SKILLD may re-run it.
8. Fees, payouts and chargebacks: SKILLD deducts its fee (5% founding, 7% standard) from each payout, paid through Stripe after the homeowner approves or the dispute window closes. A refunded, reversed or disputed payment is not available for payout. If a payment is reversed after you were paid because the work was not done as agreed, SKILLD may recover it from future payouts or ask you to repay it; otherwise SKILLD contests it and absorbs the loss.
9. Taxes: You are responsible for all taxes on your earnings. SKILLD and Stripe may collect tax information and issue tax forms when required.
10. Responsibility for your work: You agree to defend, indemnify and hold harmless SKILLD and its members and employees from claims, losses, damages, fines and reasonable legal fees arising from your work, your workers, your breach of this agreement, or your violation of any law, including unlicensed or unpermitted work.
11. Liens: You will pay your suppliers, subcontractors and workers in full, keep the homeowner's property free of liens from your job, and provide a lien waiver or sworn statement on request.
12. Conduct, cancellations and reviews: Treat homeowners respectfully and keep their information private. Backing out of a booked job after the homeowner has paid is a strike (2 in 30 days = suspension, 3 = removal). Taking SKILLD jobs off the platform to avoid fees may lead to suspension. Do not post, buy or arrange fake reviews, or reviews from relatives or friends without disclosing the relationship.
13. Suspension and ending: Either side may end this agreement at any time. SKILLD may suspend or remove an account for safety concerns, a failed or expired background check, a lapsed license, repeated strikes, or a breach. Paid jobs are handled under SKILLD's dispute and payout rules.
14. Limits on liability: To the extent the law allows, SKILLD is not liable for lost profits or indirect damages, and its total liability to you is limited to the fees it collected from your jobs in the prior 12 months.
15. Governing law and changes: Michigan law governs. Disputes go to individual binding arbitration in Livingston County, Michigan, not class actions. SKILLD may update this agreement and will tell you by email or in the app before significant changes take effect.
Draft — pending final attorney review before official launch
